How does Christmas sneak up?

So it’s Christmas Eve 2015…still gotta get a couple presents (yes, I procrastinate). I have run out of wrapping paper (of course). I don’t know about you but we always seem to struggle around the holidays and birthdays and anniversaries (It’s the SAME time every year but it still sneaks up on me)…

I’ve come up with 4 tips for being prepared this coming year.

  1. Make a list of all the family/friends that you want to buy for.
  2. Make a budget for each of one.
  3. Figure out your total budget for Christmas and divide it by 11…so you now know how much to save every month (Dividing by 11 gives you one month to shop)
  4. Save your pennies and put the monthly amount into your monthly budget

NOTE TO SELF: DO THIS! (Include birthdays and anniversary too)

Now, make sure your basics are covered (food, shelter, gas, utilities first) but if you have it in your budget, make it work…so when Christmas rolls around..you’re not FREAKING out!

Second, you might need to cut your budget for the gifts (like sending Christmas picture cards instead of gift cards…we did that this year) or make more homemade gifts…

6dbcac3ace30aa840ed7a2ccfdfd0810

http---signatures.mylivesignature.com-54494-55-C10F290BD732C9F11756EB17CC038772

Image: http://www.pinterest.com
Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s