So last month, I posted about getting ready to create a budget (REALLY, I HAVE TO BUDGET) In that post, I asked you to  write down every penny that you spent for the month (I know December might not be as accurate as other months  since it’s Christmas time)…so if you didn’t do it last month, do it this month (start the year of right!)

So once you wrote down every penny, divide it up in the following categories:

• Food (Groceries and Eating out)
• Personal Items (Shampoo, Conditioner, Body Wash, etc)
• Cleaning Supplies
• Entertainment
• Utilities
• Gas
• Rent/Mortgage
• Tithe
• Miscellaneous Items (the purchases that you’re not sure where they go…like Birthday presents)

Now, you will see roughly how much you spend throughout the month, so you can create your budget! So go ahead, take that next step and CREATE it!! (now, will it be perfect? NO! will you make mistakes? OH YEAH)

let me know how your budget comes out or if you need any help! In the next post, I will detail how we do it! (will ours be the way you do it? maybe or maybe not…that’s okay…this is a learning process and you got to figure what works for you and your family)

IMAGE: http://www.knowyourbank.com/blogs/how-to-make-a-budget/